Although many of these indicators have indeed experienced a downward trend since 2008, the numbers are still high given the current climate. The one category of debt that has risen consistently for the last four years is the number and amount of college loans. Fortunately, credit card debt has undergone some reduction as families continue to tighten their belts and purse strings. Several California residents have turned to Dish Network San Diego promotions to cut back on entertainment costs. Paying off debt seems to be finally growing in popularity, replacing the carefree spending that has marked America’s financial landscape for many years.  Car and home loans, however, have become harder to qualify for.  Foreclosures after the housing bubble have contributed to the reduction in mortgage debt.  Click the graphic to view it in its full size.